After a storm hits the Cherokee area, homeowners with hail damage insurance hold a distinct benefit. Hail can easily damage asphalt shingles, but the damage can extend to the home’s siding and gutters too. With insurance, you can get payment for the repairs necessary to restore the roof. Learn how to protect your most valuable investment – your home – with these tips for filing hail damage insurance claims.
- Step 1: Assess the damage. Get in touch with your insurance company and let them know what happened. Call a roofing contractor to come out and inspect the property. If the damage is significant and there is water coming into your home or a gaping hole in the roof, be sure to convey the severity of the problem. If your roof was damaged, there’s a chance that other homes in your neighborhood also sustained damage. Claim agents and contractors will give priority to the worst homes.
- Step 2: Get proof. Take pictures of your home and the damage the roof has incurred. This may be difficult to do, unless you can visit a neighbor’s home to get the right vantage point. We suggest doing this as soon as possible.
- Step 3: Meet with the insurance adjustor. If your policy includes hail damage insurance, the carrier will need to send a qualified representative out to assess the damage. The insurance adjuster will evaluate the roof and will often want to also meet with the roofing contractor to be sure that the claims’ settlement is accurate.
- Step 4: Schedule the repair work. If you choose to have the roof repaired before you receive the settlement check, keep the receipts for the work so you can be reimbursed.
For the best roofing service in town, get in touch with Findlay Roofing. We specialize in assessing roofs after storms and we always serve our customers’ best interests. We’ll stand by your side and speak on your behalf to ensure that your insurance company pays you the best settlement possible.
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