The roof is the largest structural component of your home that protects you and your loved ones against harsh climatic conditions. When it is badly affected by storms, assessing the damage right away and calling your insurance provider for claims is top priority.
Most insurance companies have a limited period, usually 6-12 months, in accommodating insurance claims.
Make sure that you record the date when the storm happened including the damage that you observe from the ground. Take photos and research online for news about the storm that hit your area as these are requirements when claiming insurance.
You may need to contact a professional Greenville SC roofing contractor to inspect your roof and assess the storm damage so you can file your insurance claim in a timely manner. The contractor must perform a full inspection of your property including your siding, doors, windows, roof, and other exterior parts of your home covered by the insurance.
Next, you should request for an insurance adjuster inspection wherein your contractor should be present. This is necessary for your protection as the adjuster may be directly connected with the insurance provider and eligible for incentive if your claim is denied.
In case your claim is disapproved, you are still entitled for a meeting with three adjusters. Keep in mind that your insurance claim must be approved even for minor damage. Also, take note that most state laws do not allow insurance providers from cancelling policies for claims covering Acts of God, such as storms.
Any damage must be fixed right away to prevent costly troubles that can harm your family and devalue your property. Don't wait until your roof is leaking and your attic is infested with mold before you file your insurance claims.
We, at Roof Roof can help you and provide you with a free inspection. We are committed to serving property owners in North Carolina, South Carolina, Georgia, and Tennessee since 1995. Apart from roofing, we also provide entry doors, windows, siding, and gutters in Greenville SC.
Don't hesitate to call us when you need help with your insurance claims or regarding your home improvement needs. Our company is ready to be at your service.